{"id":270,"date":"2023-03-31T23:52:34","date_gmt":"2023-03-31T23:52:34","guid":{"rendered":"https:\/\/budgetrates.ca\/?post_type=service&p=270"},"modified":"2023-04-13T10:43:13","modified_gmt":"2023-04-13T10:43:13","slug":"first-time-home-buyer-programs","status":"publish","type":"service","link":"https:\/\/budgetrates.ca\/fr\/service\/first-time-home-buyer-programs\/","title":{"rendered":"First Time Home Buyer Programs"},"content":{"rendered":"
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What is a First Time Home Buyer?<\/h2><\/div>\n
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You qualify as a first-time homebuyer if:
\nIn the four years before you bought a home, you did not live in a home you owned or that your current spouse or common-law partner owned.
\nFor the Home Buyers’ Plan, the four-year period starts on January 1 of the fourth year before the year you withdraw money from your RRSP and ends 31 days before the date you withdraw the money.
\nFor instance, if you plan on withdrawing the funds on July 31, 2023, the period is from January 1, 2019 to June 30, 2023.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t

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What are some of the programs available to First Time Home Buyers?<\/h2><\/div>\n
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While there are a variety of factors that can influence your decision to refinance, it is often based on your particular situation. You might fit into one of the following categories, or your motivation might be more personal:<\/p>\n\t<\/div>\n<\/div>\n\n\n\n

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