{"id":269,"date":"2023-03-31T17:12:04","date_gmt":"2023-03-31T17:12:04","guid":{"rendered":"https:\/\/budgetrates.ca\/?post_type=service&p=269"},"modified":"2023-05-01T07:07:03","modified_gmt":"2023-05-01T07:07:03","slug":"adopt-my-mortgage","status":"publish","type":"service","link":"https:\/\/budgetrates.ca\/fr\/service\/adopt-my-mortgage\/","title":{"rendered":"Adopt My Mortgage"},"content":{"rendered":"
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How will you Adopt My Mortgage?<\/h2><\/div>\n
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At Budget Rates, every day we filter through all the mortgage, real estate, and interest rate-related news to stay up to date on the changes that affect homeowners, lenders, and borrowers.
\nWe keep a watchful eye on the market; this allows our clients to have the most current information at their disposal, and to choose options that align with their plans, their timelines, and their budgets.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n

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Why not use this to your advantage?<\/h2><\/div>\n
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Sign up for our ‘Adopt My Mortgage’ service TODAY, even if you didn’t secure your mortgage through us.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>

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What can you expect from this service?<\/h2><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t
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  • An initial phone conversation<\/li>\n
  • We get acquainted<\/li>\n
  • I explain the service in more detail<\/li>\n
  • I answer your questions<\/li>\n
  • We discuss your plans and needs<\/li>\n
  • We determine if this service is right for you<\/li>\n
  • A complimentary review (assessment) of your existing mortgage<\/li>\n
  • Provides me with a clearer picture of your current financial profile<\/li>\n
  • We discuss short term needs and long-term wants<\/li>\n
  • A Strategy Session<\/li>\n
  • We discuss strategy: the ‘how’ that will allow you to achieve your goals<\/li>\n
  • Planning: the steps to achieve your goals while addressing any weaknesses we uncover (also called ‘areas of opportunity)<\/li>\n
  • We discuss the details of your current mortgage and offer custom<\/li>\n
  • strategies (ex: pay down your mortgage faster, improve your financial fitness, etc.)<\/li>\n
  • We update your mortgage details in our records and regularly scan for better rates and opportunities that may become available for you<\/li>\n
  • If you’re only interested in knowing about better rate opportunities, we can also help.<\/li>\n
  • Periodic Mortgage Reviews<\/li>\n
  • The cadence\/frequency of these reviews will vary per client<\/li>\n
  • Minimum check-in is once\/year (annual), even for clients with many years remaining on their current term<\/li>\n
  • We review the plan and make adjustments and\/or corrections as necessary<\/li>\n<\/ul>\n

    Many homeowners with mortgages are ignorant of the benefits they are eligible for or the items to watch out for while making plans for upcoming real estate transactions.
    \nWe’ll let you know when the market conditions shift in your favor and we can cut your rate or reduce your monthly payment. There is NEVER any obligation to follow our advice.
    \nWe’ll also keep you informed on important mortgage-related news that every homeowner MUST know!
    \nOwning a home is the biggest purchase most of us will ever make. Regrettably, the majority of homeowners do not establish a strategy to take advantage of future possibilities to save on rates and\/or payments.<\/p>\n

    Your debts and equity are constantly shifting, just like LIFE\u00a0itself!<\/p>\n

    Real estate ownership requires active management, in our opinion.
    \nThe issue is that most lenders only execute the initial\u00a0deal. Nothing else.<\/p>\n

    With our ‘Adopt My Mortgage’ service, we provide you with market-leading mortgage advice. We can cut years off your mortgage and possibly save you thousands of dollars in payments and interest\u00a0by simply\u00a0paying closer attention to current rate swings, as well as the countless new products and changes hitting the market on a daily basis.
    \nIt can be very beneficial to spend a bit more time on negotiating rates, renewals, and looking at alternate options.<\/p>\n

    The best part is that this service is FREE OF CHARGE!
    \nEven if you are not one of our current clients, you are still qualified for this service; simply CONTACT\u00a0us TODAY\u00a0and let us know you’re interested in having us adopt\u00a0your mortgage.
    \nEven though your mortgage isn’t yet up for renewal, we can still get things started.<\/p>\n

    If you currently have a mortgage and a house, you can still sign up for our “Adopt My Mortgage” service RIGHT NOW.<\/p>\n

    A few things to note:<\/p>\n