{"id":12,"date":"2023-02-26T01:46:30","date_gmt":"2023-02-26T01:46:30","guid":{"rendered":"https:\/\/budgetrates.ca\/?page_id=12"},"modified":"2023-05-18T23:37:24","modified_gmt":"2023-05-18T23:37:24","slug":"home","status":"publish","type":"page","link":"https:\/\/budgetrates.ca\/fr\/home\/","title":{"rendered":"Home"},"content":{"rendered":"<div id=\"fws_69d265228f5da\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-content vc_row-o-equal-height vc_row-flex\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-8 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-carousel\"><div class=\"nectar-flickity nectar-simple-slider  sizing-percentage height-90vh\" data-wrap=\"true\" data-controls data-pagination=\"true\" data-arrows=\"\" data-simple-slider-transition=\"slide\" data-pause-on-hover=\"\" data-pagination-alignment=\"right\"><div class=\"flickity-viewport\"><div class=\"flickity-slider\"><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/One-Size-Does-NOT-Fit-All-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d26522901c5\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">Peter<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\" data-cfc=\"true\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#000000\" data-bg-opacity=\"0.3\" data-hover-bg=\"#000000\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.3; background-color: #000000;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>No two mortgages are the same.<br \/>\nEvery situation is different.<br \/>\nWith our <strong>personalized<\/strong> approach, we&#8217;ll work with you to craft a custom solution that aligns with your <strong>budget<\/strong>, your <strong>plans<\/strong>, and your <strong>timelines<\/strong>.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Book a 1:1 Consultation Today!<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Is-your-offer-the-best-offer-on-the-market-Well-check-and-let-you-know-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d2652290d66\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">Who is keeping an eye on your mortgage?<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"0.7\" data-hover-bg=\"#ffffff\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.7; background-color: #ffffff;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>We monitor rates and and market changes every day, so you don&#8217;t have to!<br \/>\nWith our free, no-obligation <strong>Adopt My Mortgage<\/strong> Program, we&#8217;ll notify you of any changes that would result in money-saving opportunities.<br \/>\nEven if your mortgage wasn&#8217;t booked through us.<br \/>\nWe start with an in-depth analysis of your loan and plans, followed by relevant notifications, updates, and scheduled reviews throughout the life of your loan.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"margin-right: 20px; \"  href=\"\/fr\/adopt-my-mortgage\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn More<\/span><\/a><a class=\"nectar-button large see-through-2\"  style=\"border-color: #328636; color: #328636;\"  href=\"\/fr\/adopt-my-mortgage\/\" data-color-override=\"#328636\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#ffffff\"><span>Sign Up Now<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Who-is-keeping-an-eye-on-your-mortgage-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d265229186e\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">Is your offer the best offer on the market? We&#8217;ll check and let you know!<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"0.3\" data-hover-bg=\"#ffffff\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.3; background-color: #ffffff;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Our <span style=\"text-decoration: underline;\"><em><strong>free, no-obligation<\/strong><\/em><\/span> <strong>Second Opinion<\/strong> service analyzes over <span style=\"text-decoration: underline;\">30 different data points<\/span> from your offer, and compares them to options from competing lenders.<br \/>\nWe leverage our expansive network of lender-partners to find the solution that best fits your <strong>budget<\/strong>, your <strong>timelines<\/strong>, and your <strong>plans<\/strong>.<\/p>\n<p>And if your current offer is the best, we&#8217;ll let you know!<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Get A Second Opinion Now!<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Go-from-Renter-to-Homeowner-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d26522923aa\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">Go from Renter to Homeowner.<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\" data-cfc=\"true\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#000000\" data-bg-opacity=\"0.3\" data-hover-bg=\"#000000\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.3; background-color: #000000;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p><em>Where do I start?<\/em><br \/>\n<em>How do I qualify?<\/em><br \/>\n<em>How much can I afford?<\/em><br \/>\n<em>What are the requirements?<\/em><\/p>\n<p>It all starts with a <strong>plan<\/strong>.<br \/>\nLet us help you take your first steps on your path to <strong>Home Ownership<\/strong>.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Book a 1:1 Consultation Today!<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/How-much-house-can-I-afford-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d2652292d2a\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">How much &#8216;house&#8217; can I afford?<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"0.3\" data-hover-bg=\"#ffffff\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.3; background-color: #ffffff;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>In just a few minutes, you can can calculate the maximum amount you can afford, allowing you to plan and shop with confidence.<br \/>\nWith our free, no-obligation service, you&#8217;ll even receive an instant Pre-Qualification Letter!<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>How Much Can I Afford?<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><div class=\"cell  bg-pos-default\">\n\t\t<div class=\"bg-layer-wrap parallax-layer\" ><div class=\"bg-layer\" style=\"background-image: url('https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Did-Your-Bank-Deny-Your-Mortgage-Application-scaled.jpg'); \"><\/div><\/div>\n\t\t<div class=\"inner\" ><div id=\"fws_69d265229374f\" data-midnight=\"\" data-column-margin=\"50px\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-cfc=\"true\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2 class=\"text-shadow-added\">Did Your Bank Deny Your Mortgage Application?<\/h2>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 25px;\" class=\"divider\"><\/div><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\" color: #ffffff;\" class=\"vc_col-sm-10 wpb_column column_container vc_column_container col child_column padding-2-percent inherit_tablet inherit_phone\" data-cfc=\"true\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#000000\" data-bg-opacity=\"0.3\" data-hover-bg=\"#000000\" data-hover-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 0.3; background-color: #000000;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Every lender has their own individual requirements, and some are more stringent than others.<br \/>\nYou shouldn&#8217;t lose hope or stop trying simply because your loan application was denied by your bank.<\/p>\n<p>We are experts at handling difficult loans; we&#8217;ll negotiate on your behalf with our vast network of lender-partners in order to find a solution that meets your budget, your timelines, and your plans.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Book a 1:1 Consultation Today!<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><\/div>\n\t<\/div><\/div><\/div><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col left_padding_desktop_50px top_padding_desktop_50px right_padding_desktop_50px bottom_padding_desktop_50px\"  data-shadow=\"large_depth\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h6 >Start your application today!<\/h6><\/div>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f97-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/pages\/12#wpcf7-f97-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/fr\/wp-json\/wp\/v2\/pages\/12#wpcf7-f97-o1\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"97\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f97-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<p><label> Your Name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your Phone<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your Email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit\" type=\"submit\" value=\"Let&#039;s Get Started\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"fr\"\/><\/form>\n<\/div>\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d2652299f9f\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer using-image\" ><div class=\"row-bg viewport-desktop using-image\"  style=\"background-image: url(https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/03\/AdobeStock_224140912-1-scaled-1.jpeg); background-position: left top; background-repeat: no-repeat; \"><\/div><\/div><\/div>\n\t\t\t<div class=\"video-color-overlay row-bg-layer\" data-color=\"\"><\/div>\n      \n\t\t\t<div class=\"nectar-video-wrap row-bg-layer\" data-bg-alignment=\"left top\">\n\t\t\t\t<div class=\"nectar-video-inner\">\n        <video class=\"nectar-video-bg\" width=\"1800\" height=\"700\" preload=\"auto\" loop autoplay muted playsinline><source src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/happy-family-moving-into-their-new-home-2022-08-03-14-13-41-utc.mov\"  type=\"video\/mp4\"><\/video>    \t\t<\/div>\n\t\t\t <\/div>\n\n\t\t\t<div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 500px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d265229a308\"  data-column-margin=\"default\" data-midnight=\"dark\" data-top-percent=\"5%\" data-bottom-percent=\"5%\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: calc(100vw * 0.05); padding-bottom: calc(100vw * 0.05); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_69d265229a599\" data-midnight=\"\" data-column-margin=\"20px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/first-time-home-buyer-programs\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/First-Time-Home-Buyer.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Buy a Home<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/refinancing\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/MortgageRefinancingEquityTakeOut.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Refinance<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/renewal\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Mortgage-Renewals.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Mortgage Renewal<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/adopt-my-mortgage\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Adopt-My-Mortgage.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Adopt My Mortgage<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69d265229beed\" data-midnight=\"\" data-column-margin=\"20px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/second-opinion\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center custom-size custom-width-90px\" data-max-width=\"custom\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"128\" width=\"128\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/AB-testing-128.png\" alt=\"\" srcset=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/AB-testing-128.png 128w, https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/AB-testing-128-100x100.png 100w\" sizes=\"90x90\" \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Second Opinion<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/bad-credit-mortgages\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Performance-96.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Bad Credit Mortgages<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><a class=\"column-link\" target=\"_self\" href=\"https:\/\/budgetrates.ca\/fr\/service\/investment-property-loans\/\"><\/a><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap center\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Office-96-2.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div><div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Investment Property Loans<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column padding-5-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-padding-pos=\"top\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 100px;\" class=\"divider\"><\/div><\/div><a class=\"nectar-button jumbo regular accent-color  regular-button\"  style=\"\"  href=\"https:\/\/budgetrates.ca\/fr\/services\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>View All Services<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d265229d772\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer using-image\" ><div class=\"row-bg viewport-desktop using-image\"  style=\"background-image: url(https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/How-much-house-can-I-afford-scaled.jpg); background-position: left top; background-repeat: no-repeat; \"><\/div><\/div><\/div>\n\t\t\t<div class=\"video-color-overlay row-bg-layer\" data-color=\"\"><\/div>\n      \n\t\t\t<div class=\"nectar-video-wrap row-bg-layer\" data-bg-alignment=\"left top\">\n\t\t\t\t<div class=\"nectar-video-inner\">\n        <video class=\"nectar-video-bg\" width=\"1800\" height=\"700\" preload=\"auto\" loop autoplay muted playsinline><source src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/happy-family-moving-into-their-new-home-2022-08-03-14-13-41-utc.mov\" type=\"video\/webm\"><source src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/happy-family-moving-into-their-new-home-2022-08-03-14-13-41-utc.mov\"  type=\"video\/mp4\"><source src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/happy-family-moving-into-their-new-home-2022-08-03-14-13-41-utc.mov\" type=\"video\/ogg\"><\/video>    \t\t<\/div>\n\t\t\t <\/div>\n\n\t\t\t<div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 500px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d265229da52\"  data-br=\"10px\" data-br-applies=\"bg\" data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop using-bg-color\"  style=\"background-color: #ffffff; \"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col top_padding_desktop_5pct bottom_padding_desktop_5pct\" data-using-bg=\"true\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_69d265229dc8c\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\"\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column padding-7-percent inherit_tablet inherit_phone\"  data-using-bg=\"true\" data-shadow=\"medium_depth\" data-border-radius=\"10px\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h4><em style=\"color: red;\">Don\u2019t sign that mortgage contract yet!!<\/em><\/h4>\n<p style=\"text-align: left;\">Give yourself the <strong>peace of mind<\/strong> and the <strong>reassurance<\/strong> that you are making an <span style=\"text-decoration: underline;\">informed decision<\/span>, and choosing the <em><strong>best option<\/strong><\/em> available in today&#8217;s market that aligns with your budget, your <span style=\"text-decoration: underline;\">timelines<\/span>, and your <span style=\"text-decoration: underline;\">plans<\/span>.<\/p>\n<p style=\"text-align: left;\">Allow us to have a look at your contract, and conduct a<strong> free, no-obligation<\/strong> analysis to compare it with competing offers from our lender-partners.<\/p>\n<p style=\"text-align: left;\">If you offer is the best one out there, we&#8217;ll let you know!<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"nectar-cta  alignment_tablet_default alignment_phone_default display_tablet_inherit display_phone_inherit\" data-color=\"accent-color\" data-using-bg=\"true\" data-style=\"basic\" data-display=\"block\" data-alignment=\"center\" data-text-color=\"custom\" style=\"margin-top: 50px; \"><h6 style=\"color: #ffffff;\"><span class=\"link_wrap\" style=\"padding-top: 10px; padding-right: 50px; padding-bottom: 10px; padding-left: 50px;\"><a  class=\"link_text\" href=\"\"><span class=\"text\">Get Your Second Opinion Now!!<\/span><\/a><\/span><\/h6><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69d265229e2da\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-top: 5%; padding-bottom: 5%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h4><em style=\"color: #328636;\">Get started today!<\/em><\/h4>\n<h5>Discover your options with our <span style=\"color: #328636;\">easy, stress-free 3-step<\/span> process:<\/h5>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69d265229e649\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Self-Employed-Borrowers.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h5 style=\"color: #328636;\">1.Conversation<\/h5>\n<p><strong>We&#8217;ll discuss your goals,<\/strong><br \/>\n<strong>and your financial situation<\/strong><br \/>\n<strong>and build a plan together that fits\u2026<\/strong><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Self-Employed-Borrowers.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h5 style=\"color: #328636;\">2.Loan application<\/h5>\n<p><strong>We&#8217;ll gather all required<br \/>\ndocumentation, and submit your<br \/>\nrequest for a loan<\/strong><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"img-with-aniamtion-wrap\" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img class=\"img-with-animation skip-lazy\" data-delay=\"0\" height=\"96\" width=\"96\" data-animation=\"none\" src=\"https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/04\/Self-Employed-Borrowers.png\" alt=\"\"  \/>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h5 style=\"color: #328636;\">3. Get Approved<\/h5>\n<p><strong>Secure the funding you<br \/>\nneed to move forward with your<br \/>\nplans<\/strong><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_69d265229f51d\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle\"  style=\"padding-top: 2%; padding-bottom: 2%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-9 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"nectar-split-heading\" data-align=\"center\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Get pre-approved and lock in your rate for 120 days!<\/h5><\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-3 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"#\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Apply Now<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d265229fe48\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row full-width-section parallax_section\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer using-image\" ><div class=\"row-bg viewport-desktop using-image\" data-parallax-speed=\"fixed\" style=\"background-image: url(https:\/\/budgetrates.ca\/wp-content\/uploads\/2023\/03\/AdobeStock_224140912-1-scaled-1.jpeg); background-position: left top; background-repeat: no-repeat; \"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"height: 500px;\" class=\"divider\"><\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_69d26522a00fe\"  data-column-margin=\"30px\" data-midnight=\"dark\" data-top-percent=\"5%\" data-bottom-percent=\"5%\"  class=\"wpb_row vc_row-fluid vc_row vc_row-o-equal-height vc_row-flex\"  style=\"padding-top: calc(100vw * 0.05); padding-bottom: calc(100vw * 0.05); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div style=\"\" class=\"vc_col-sm-4 wpb_column column_container vc_column_container col left_padding_desktop_5pct top_padding_desktop_10pct right_padding_desktop_5pct bottom_padding_desktop_10pct\" data-using-bg=\"true\" data-border-radius=\"5px\" data-shadow=\"medium_depth\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Calculators<\/h5><\/div><div class=\"nectar-fancy-ul\" data-list-icon=\"icon-salient-thin-line\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<ul>\n<li>\n<h5><a class=\"link_text\" href=\"https:\/\/budgetrates.ca\/fr\/home\/\"><span class=\"text\">How much \u2018house\u2019 can I afford?<\/span><\/a><\/h5>\n<\/li>\n<li>\n<h5><a class=\"link_text\" href=\"https:\/\/budgetrates.ca\/fr\/home\/\"><span class=\"text\">Mortgage Comparison<\/span><\/a><\/h5>\n<\/li>\n<li>\n<h5><a class=\"link_text\" href=\"https:\/\/budgetrates.ca\/fr\/home\/\"><span class=\"text\">Monthly Payments<\/span><\/a><\/h5>\n<\/li>\n<li>\n<h5><a class=\"link_text\" href=\"https:\/\/budgetrates.ca\/fr\/home\/\"><span class=\"text\">Rent vs Buy<\/span><\/a><\/h5>\n<\/li>\n<li>\n<h5><a class=\"link_text\" href=\"https:\/\/budgetrates.ca\/fr\/home\/\"><span class=\"text\">Amortization Schedule<\/span><\/a><\/h5>\n<\/li>\n<\/ul>\n <\/div><div id=\"fws_69d26522a03d4\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-top: 68px; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"https:\/\/budgetrates.ca\/fr\/tools-calculators\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>See more Calculators<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-4 wpb_column column_container vc_column_container col left_padding_desktop_5pct top_padding_desktop_10pct right_padding_desktop_5pct bottom_padding_desktop_10pct\" data-using-bg=\"true\" data-border-radius=\"10px\" data-shadow=\"medium_depth\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#f9f9f9\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #f9f9f9;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >The Loan Process<\/h5><\/div><div class=\"nectar-fancy-ul\" data-list-icon=\"icon-salient-thin-line\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<ul>\n<li>\n<h5><strong>Mortgage Pre-Approval<\/strong><\/h5>\n<\/li>\n<li>\n<h5><strong>House Shopping<\/strong><\/h5>\n<\/li>\n<li>\n<h5><strong>Mortgage Loan Application<\/strong><\/h5>\n<\/li>\n<li>\n<h5><strong>Loan Processing \/ Document submission<\/strong><\/h5>\n<\/li>\n<li>\n<h5><strong>Underwriting<\/strong><\/h5>\n<\/li>\n<li>\n<h5><strong>Closing<\/strong><\/h5>\n<\/li>\n<\/ul>\n <\/div><div id=\"fws_69d26522a08a5\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-top: 32px; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"\/fr\/purchase\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn More<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-4 wpb_column column_container vc_column_container col left_padding_desktop_5pct top_padding_desktop_10pct right_padding_desktop_5pct bottom_padding_desktop_10pct\" data-using-bg=\"true\" data-border-radius=\"10px\" data-shadow=\"medium_depth\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div class=\"nectar-split-heading\" data-align=\"default\" data-m-align=\"inherit\" data-text-effect=\"default\" data-animation-type=\"line-reveal-by-space\" data-animation-delay=\"0\" data-animation-offset=\"\" data-m-rm-animation=\"\" data-stagger=\"\" data-custom-font-size=\"false\" ><h5 >Why work with us<\/h5><\/div><div class=\"nectar-fancy-ul\" data-list-icon=\"icon-salient-thin-line\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<ul>\n<li>\n<h5>Our Personalized Approach<\/h5>\n<\/li>\n<li>\n<h5>Our Dedication to Service Excellence<\/h5>\n<\/li>\n<li>\n<h5>Our Values: Integrity, Transparency, Agility, etc.<\/h5>\n<\/li>\n<li>\n<h5>Our Extensive Network of Lender-Partners and Real Estate Professionals<\/h5>\n<\/li>\n<\/ul>\n <\/div><div id=\"fws_69d26522a0d6a\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-top: 5%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  center\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<a class=\"nectar-button large regular accent-color  regular-button\"  style=\"\"  href=\"\/fr\/about-us\/\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Learn More<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"One Size Does NOT Fit All. No two mortgages are the same. Every situation is different. 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