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Privacy Policy

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Customer service is very important to us. As we strive to improve and expand our services, we acknowledge and recognize our customers’ need and desire to preserve their privacy and confidentiality.

Safeguarding our customers’ privacy is also very important to us. As a result, we have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information.

This Privacy Policy affirms our continued efforts to safeguard customer information. It also describes what information we collect and how it’s used and shared.
Note that any capitalized terms not defined in this Privacy Policy have the meanings set forth in our

Terms & Conditions. (link to Terms & Conditions Page) If you choose to use this website and ourservices, then you agree to the collection and use of information in relation with this policy. If you have any comments or questions about this Privacy Policy, feel free to contact us.(link to Contact Us Page)

Information We Collect

In order to better provide you with products and services offered, we may collect nonpublic, personally identifiable information from the following sources:

• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet.
Examples of information we receive from you include your name, address, telephone number, email address, social insurance number, credit card information, credit history and other financial information.
• Information about your transactions with us or others.
Examples of information relating to your transactions include payment histories, account balances and account activity.
• Information we receive from a consumer reporting agency.
Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• From employers and others to verify information you have given to us.
Examples of information provided by employers and others include verifications of employment, income or deposits.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include:
(a) registering for an account;
(b) sending us an email message.
We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

The non-personal information that we may collect includes your server address, your browser type, the URL of the previous website you visited, your ISP, operating system, the date and time of your visit, pages accessed during your visit, documents downloaded from our website, and your Internet protocol (IP) Address.
Unless this website asks for specific personal information in order to respond to requests for information or to register uses for particular services, only the non-personal information will be collected when you use this site for statistical purposes and to enable us to improve the navigation functions of our website.
We may use analytic and reporting technologies to record non-personal information, defined above. However, we may contract with a third party to help us manage, monitor and optimize our website and measure the effectiveness of our advertising, communications and use of the website. We may use cookies (described below) for this purpose.

Use of your Personal Information

We collect and use your personal information to operate and deliver the services you have requested.
We may also use your personally identifiable information to inform you of other products or services available from us and our affiliates.
We use the non-personal information we collect to track the use of the website and to assist us in providing, maintaining, evaluating, and improving our website and the services and products we offer and sell. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this Privacy Policy.
Your information will never be sold and will not be shared with any third parties without your express consent.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
We do not sell, rent or lease our customer lists to third parties.
We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, maintain and improve the website and the services we provide and the services and products we offer and sell, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to us, and they are required to maintain the confidentiality of your information.
We may disclose your personal informationto third parties without notice, if we determine that such disclosure is reasonably necessary to comply with the law or in the good faith belief that such action is necessary to:
(a) conform to the edicts of the law or comply with legal process served on Budget Rates or the site(such as to comply with a subpoena or court order, for example);
(b) protect and defend the legal rights, policies, and/or property of Budget Rates;
(c) act under exigent circumstances to protect the personal safety of users of Budget Rates, or the public; and/or
(d) prevent fraud or abuse of Budget Rates or our users.

We strongly believe in privacy and transparency. When we receive law enforcement or national security requests for information, we scrutinize such requests carefully and challenge vague, overbroad or otherwise unlawful requests. And when legally permitted, we provide our users with notice that their information is being requested.
Personal information collected on this website will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party except as stated above, added to a mailing list or used for any other purpose without your consent.

Use of Cookies

As is common practice with almost all professional websites, this site uses cookies, web beacons, tracking pixels, and related technologies. Cookies are tiny files that are downloaded to your computer to:
– provide you with a more personalized user experience
– operate the website
– track how you use the site to target ads to you on other websites

This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored. However this may downgrade or ‘break’ certain elements of the site’s functionality.

How We Use Cookies
We use cookies for a variety of reasons, as detailed above. Unfortunately, in most cases, there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not, in case they are used to provide a service that you use.

Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help menu for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of this site. Therefore, it is recommended that you do not disable cookies.

Links

This website contains links to third party websites. Please be aware that this Privacy Policy does not apply when you access third party websites; we assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
We cannot control how third parties may use personal information you disclose to them, sowe encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

While no service is completely secure, we implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
This allows us to secure your personal information from unauthorized access, use, or disclosure.
When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure.
As a result, while we strive to protect your personal information, you acknowledge that:
(a) there are security and privacy limitations inherent to the Internet which are beyond our control; and
(b) security, integrity, and privacy of any and all information and data exchanged between you and us through this website cannot be guaranteed.

Right to Deletion

We’ll retain your personal information for as long as we need it to provide you with the services you requested.
You can ask for your personal information to be deleted at any time by contacting us.(link to Contact Us Page)
. Please note that there may be latency in deleting your personal information from our servers and backup storage, and we may retain your personal information in order to comply with the law, protect our rights, resolve disputes or enforce our agreements.
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children’s Privacy

We do not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
We will delete any information in our database that we know originates from a child under the age of thirteen.

E-mail Communications

We may periodically email you service-related announcements. We’ll also send you emails related to your transactions.
From time to time, we may also contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our services, we may receive a notification when you open an email from Budget Rates or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from us, you may opt-out of such communications by clicking “unsubscribe” at the bottom of the email message.

External Data Storage Sites

We use certain trusted third parties to help us provide, improve, promote and protect our services. For example, we may use third parties to help us provide customer support, manage our ads on other sites or assist with data storage. These third parties may access, process or store your information to perform tasks only for the purposes we’ve authorized, and we require them to provide at least the same level of protection for your information as described in this Privacy Policy.

Changes in Privacy Policy

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time without notifying you.
Your continued use of the website and/or services available after such modifications will constitute your:
(a) acknowledgment of the modified Privacy Policy; and
(b) agreement to abide and be bound by that Policy.

Contact Us

If there are any questions regarding this privacy policy, pleasecontact us.(link to Contact Us Page)

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